My Current Report...Any advice?

[mikie209]

Yea im in the process of paying it down. I'm hoping to see a little jump from going from 80% to 46% tho.

[themizlyne]

You will definitely see an increase - you went from almost maxed to less than half.

[mikie209]

So far my NFCU reported to my report with the balances that I transferred. Only one of the cards reported a 0 balance so far and my EX Fako went from 608 to 635. The $3000 balance hasn't reported to 0 yet tho. So my utilization is only 70% right now. Once that card reports 0 balance my utilization will be 46%

[mikie209]

USAA is reporting $0 Balance

Barclay is still reporting $3000 balance

My EQ Fico went from 597 to 613 with currently 68% utilization.