My Diary of Rebuilding

[Anonymous]

I honestly just want this for reference to look back on when I reach my milestones!

Start date: January 15, 2016
Starting scores: 589 TU, 571 EQ, 572 EX
Cards: Secured Cap1 $200
Util%: 95
Baddies: Library CA $96

Update: February 4, 2016 (less than a month!)
Current scores: 605 TU, 580 EQ, 611 EX
Cards: Secured Cap1 $200, Cap1 Platinum $500, Credit One $300, Kohls $300, Victoria's Secret $150, Eddie Bauer $250
Util%: ~32
Baddies: CA deleted when PIF!!

Auto Loan: $15,000

Student Loan: $2,500

Goal for June 2016: 650 scores across the board

[Anonymous]

Oops 

[AutoBot]

Are those FICO scores? Have you requested a CLI for any of your current cards?

[Anonymous]

They are FICO scores, yep. And I've requested CLI on all the cards except Eddie Bauer and Credit One and they say my account is still too new.

[Grafton88]

You are off to a good start.  Now you need to spend time in the garden and plan what you want to do when you hit the 700s.

[OMW2_HighAcheiver]

Dang

I wish my negative accounts looked like that! I have a journal thread too. It's a great tool. Especially to see it. Just right there. Like.....
BOOM  💣💥 

[Anonymous]

Well, I just talked with Capital One customer service and they agreed to upgrade my Platinum to a Quicksilver Cash Rewards!