Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 231
Registered: ‎10-03-2011
0

My Equifax Fico Score Went up 6 points from 669 to 675!

My Equifax fico score went up only 6 points.  I am not sure whether to be happy or just more confused since alot was deleted.  I guess I should be happy since its getting me closer to the 700's........... This is all so frusterating at times!!

 

 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: My Equifax Fico Score Went up 6 points from 669 to 675!

How old were the deleted baddies? If they were extremely old, it won't impact your score that much. Yes, rebuilding has some really frustrating moments. I've experienced the high's/low's. An example is recently I battled Midland to GW a paid collection. After a long battle they finally accepted -- which was a moment of great elation. only to have TU refuse to delete, which was devastating. Eventually they did remove it, which brought on more elation! 

 

Just hang in there. You're closing in on the 700 club. Once you reach 700, you'll get most anything you want.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Highlighted
Valued Member
Posts: 45
Registered: ‎08-25-2011
0

Re: My Equifax Fico Score Went up 6 points from 669 to 675!

[ Edited ]

The road to a great credit score is paced by a turtle, the road to a bad credit score is led by a nitros fuel injected rocket ship....


Starting Score: TU-691 EQ-681 EX-693
Current Score: TU-826 EQ-816 EX-814
Goal Score: 830+


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.