11-12-2011 05:17 AM
My Equifax fico score went up only 6 points. I am not sure whether to be happy or just more confused since alot was deleted. I guess I should be happy since its getting me closer to the 700's........... This is all so frusterating at times!!
11-12-2011 06:53 AM
How old were the deleted baddies? If they were extremely old, it won't impact your score that much. Yes, rebuilding has some really frustrating moments. I've experienced the high's/low's. An example is recently I battled Midland to GW a paid collection. After a long battle they finally accepted -- which was a moment of great elation. only to have TU refuse to delete, which was devastating. Eventually they did remove it, which brought on more elation!
Just hang in there. You're closing in on the 700 club. Once you reach 700, you'll get most anything you want.
11-12-2011 07:46 AM - edited 11-12-2011 07:47 AM
The road to a great credit score is paced by a turtle, the road to a bad credit score is led by a nitros fuel injected rocket ship....
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO