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My Equifax Fico Score Went up 6 points from 669 to 675!

Regular Contributor

My Equifax Fico Score Went up 6 points from 669 to 675!

My Equifax fico score went up only 6 points.  I am not sure whether to be happy or just more confused since alot was deleted.  I guess I should be happy since its getting me closer to the 700's........... This is all so frusterating at times!!

 

 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

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2 REPLIES
Established Contributor

Re: My Equifax Fico Score Went up 6 points from 669 to 675!

How old were the deleted baddies? If they were extremely old, it won't impact your score that much. Yes, rebuilding has some really frustrating moments. I've experienced the high's/low's. An example is recently I battled Midland to GW a paid collection. After a long battle they finally accepted -- which was a moment of great elation. only to have TU refuse to delete, which was devastating. Eventually they did remove it, which brought on more elation! 

 

Just hang in there. You're closing in on the 700 club. Once you reach 700, you'll get most anything you want.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 2 of 3
Valued Member

Re: My Equifax Fico Score Went up 6 points from 669 to 675!

The road to a great credit score is paced by a turtle, the road to a bad credit score is led by a nitros fuel injected rocket ship....


Starting Score: TU-691 EQ-681 EX-693
Current Score: TU-826 EQ-816 EX-814
Goal Score: 830+


Take the FICO Fitness Challenge
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