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Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

My First Big Win!!

Finally.

 

Friggin Finally.

 

I had two medical collections from early 2011, one for ~150 one for ~350.  I paid the lower one before joining on here, and sent a PFD for the second one about 2 months ago, requesting the deletion of both, for payment of the second.

 

THEY ACCEPTED.  I still haven't spoken directly to the person in charge of my case, so I'm not positive that they accepted the deletion of BOTH accounts, but either way I'm estatic.  You think waiting a couple weeks for a balance to update was hard?  I've waited 60 days just to get a response!  Elated.

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
SFernandez13461
Posts: 221
Registered: ‎02-24-2011
0

Re: My First Big Win!!

Congratulations!


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: My First Big Win!!

Awesome job jutz!!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
0

Re: My First Big Win!!

Awesome Job Congrats :smileyhappy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: My First Big Win!!

That's great, Congrats! Nice to see hard work and persistence pay off. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012
0

Re: My First Big Win!!

Great news, CONGRATS!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: My First Big Win!!

Congrats! Hopefully it's for both accounts!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
New Contributor
ficochat
Posts: 51
Registered: ‎03-07-2012
0

Re: My First Big Win!!

Congratulations - persistance and hard work paid off! 

Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: My First Big Win!!

Congrats!

 

(p.s. I'm envious of your inquiry totals :smileytongue:)


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: My First Big Win!!

Thanks all. And TNT, it's easy to not have inquiries when you know you won't get approved, haha
  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL

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