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Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

My First Big Win!!

Finally.

 

Friggin Finally.

 

I had two medical collections from early 2011, one for ~150 one for ~350.  I paid the lower one before joining on here, and sent a PFD for the second one about 2 months ago, requesting the deletion of both, for payment of the second.

 

THEY ACCEPTED.  I still haven't spoken directly to the person in charge of my case, so I'm not positive that they accepted the deletion of BOTH accounts, but either way I'm estatic.  You think waiting a couple weeks for a balance to update was hard?  I've waited 60 days just to get a response!  Elated.

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Regular Contributor
SFernandez13461
Posts: 194
Registered: ‎02-24-2011

Re: My First Big Win!!

Congratulations!


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: My First Big Win!!

Awesome job jutz!!!!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: My First Big Win!!

Awesome Job Congrats :smileyhappy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: My First Big Win!!

That's great, Congrats! Nice to see hard work and persistence pay off. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012

Re: My First Big Win!!

Great news, CONGRATS!

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
Frequent Contributor
sphinx313
Posts: 550
Registered: ‎02-12-2011

Re: My First Big Win!!

Congrats! Hopefully it's for both accounts!



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
New Contributor
ficochat
Posts: 51
Registered: ‎03-07-2012

Re: My First Big Win!!

Congratulations - persistance and hard work paid off! 

Established Contributor
TNTransplant
Posts: 687
Registered: ‎01-03-2012

Re: My First Big Win!!

Congrats!

 

(p.s. I'm envious of your inquiry totals :smileytongue:)

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13


Take the 2013 FICO Fitness Challenge
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: My First Big Win!!

Thanks all. And TNT, it's easy to not have inquiries when you know you won't get approved, haha
Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800

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