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Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

My First Big Win!!

Finally.

 

Friggin Finally.

 

I had two medical collections from early 2011, one for ~150 one for ~350.  I paid the lower one before joining on here, and sent a PFD for the second one about 2 months ago, requesting the deletion of both, for payment of the second.

 

THEY ACCEPTED.  I still haven't spoken directly to the person in charge of my case, so I'm not positive that they accepted the deletion of BOTH accounts, but either way I'm estatic.  You think waiting a couple weeks for a balance to update was hard?  I've waited 60 days just to get a response!  Elated.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
Posts: 235
Registered: ‎02-24-2011
0

Re: My First Big Win!!

Congratulations!


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Moderator
Posts: 13,308
Registered: ‎04-15-2011
0

Re: My First Big Win!!

Awesome job jutz!!!!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 905
Registered: ‎07-25-2008
0

Re: My First Big Win!!

Awesome Job Congrats :smileyhappy:

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: My First Big Win!!

That's great, Congrats! Nice to see hard work and persistence pay off. :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Re: My First Big Win!!

Great news, CONGRATS!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
Posts: 573
Registered: ‎02-12-2011
0

Re: My First Big Win!!

Congrats! Hopefully it's for both accounts!



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
New Contributor
Posts: 51
Registered: ‎03-07-2012
0

Re: My First Big Win!!

Congratulations - persistance and hard work paid off! 

Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: My First Big Win!!

Congrats!

 

(p.s. I'm envious of your inquiry totals :smileytongue:)


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: My First Big Win!!

Thanks all. And TNT, it's easy to not have inquiries when you know you won't get approved, haha
  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
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