Bad times had fallen apon me
Allowed credit to slip away from me
never missed any payments but all my funds were
paying off cards. Next thing i knew i had 10 cards
and all of them maxed at almost $50k
and couldnt pay them anymore, filed bk7 in aug'13
followed kinda the 2year to 700 rule.. got credit1($500)
and a few secured ones, then 9 months later
applied and got one 1st try Barclays Reward for $1300
and one whim this month applied for Quicksilver1 and
got $3000. Credit One was gone before 12 months had passed.
Even IIb Capitol one, only was 1500 though. KK says i have
670's, but Barclays TU says 632 or like...guess its time to
dump the secured one(Merrick for 200). didnt buy any
cars or do any store cards, tried to keep pulls to minimum..
always kept DTC at 10-15%. Ill keep going as best i can
with just what i have left.. thanks for all the help!
