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I'm in the process of purchasing a home and my LO is telling me I need to remove a dispute from from 1 CO accnt. from 2008. It has a balance of $3,180. It was disputed along time ago. How bad will this effect my score? 5-10 pts. or like 20-30? Or more! It reports on all 3 reports. My middle score is 655 will this definitly put me under the 640 mark? Thx! What options do I have?
If the dispute notations are in the comments section just call the CRA involved and ask that the comment be removed, it should not affect anything else as you are not disputing how its reporting...