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My LO wants me to remove one dispute.

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J_G
Regular Contributor

My LO wants me to remove one dispute.

I'm in the process of purchasing a home and my LO is telling me I need to remove a dispute from from 1 CO accnt. from 2008. It has a balance of $3,180. It was disputed along time ago. How bad will this effect my score? 5-10 pts. or like 20-30? Or more! It reports on all 3 reports. My middle score is 655 will this definitly put me under the 640 mark? Thx! What options do I have?

7/1/13 - EQ = 593 TU = 578 EXP = 573 FICO
8/11/13 - EQ = 600 TU = 590 EXP = 603 FICO
10/1/13 - EQ = 611 TU = 689 EXP = 605 FICO
12/4/13 - EQ = 625 TU = 648 EXP = 604
Lender Pull 2/18/14 - EQ = 630 TU = 678 EXP = 594
Lender Pull 2/28/14 (EQ 640) (TU 660) (EX 655) Rapid re-score =)
9/30/14 - EQ = 660 TU = 710 EXP = 669
Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: My LO wants me to remove one dispute.

If the dispute notations are in the comments section just call the CRA involved and ask that the comment be removed, it should not affect anything else as you are not disputing how its reporting...

Message 2 of 2
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