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I got an offer in the mail today for a MileagePlus United card with a good bonus miles incentive. I fly home often with United, so I justified another HP.
And then.. APPROVED! For 5K! I almost crapped my pants. My highest limit before was only $500 and that was with a CLI.
So I'm hoping that higher line of credit will do some good for my score.
All scores in the "good" range today! 676, 674, and 674! So much progress.
Since my last update-
App'd for 2 cards and approved! Got my highest limit actually. Penfed Promise at $10k. Also Amex BCE for $1400.
No more credit cards for me now. Although, I do want to refinance my car so I'm waiting for the DCU verification to finish. I'm currently paying 11.9%. My score was almost 100 points lower in November when I got this car. I'm thinking I can get a decent drop.
Utilization at 2% consistently. Still one collections on EQ and one judgement. Working on the judgement now. Will see how it goes and update with progress..
Entering the garden as of 5/15/2017. Will revaluate in 6 months!
My score went up about 30-40 points after I consolidated them
Mine didn't