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My Rebuilding Journey started 5/1/2017

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Anonymous
Not applicable

Re: My Rebuilding Journey started 5/1/2017

Update

6/5

 

Fico 8

TU570

Ex  576

Eu  526

 

Us bank reported on EX and bumped score by 5. My utility was screwed at 189 of 300 being used. I am hoping to see another bump

when the utiliy reports as less.

 

Also LVNV reported my fingerhut account on the same day for the first time. They flat out lied to me and told me their company does not report to theCR.

Message 31 of 33
Anonymous
Not applicable

Re: My Rebuilding Journey started 5/1/2017

Baddies 

 

Meade 86 EX TU
Meade 103 EX TU
Discover 269 EX TU EQ 
Duke 2028 EX TU EQ
Verizon 1019 EX TU EQ
First Premier 495 EX TU EQ Disputed
First Premier 495 Authorized User EQ TU Disputed - REMOVED!!!!!!
Finger Hut 330 EX TU EQ

LVNV (fingerhut again) Reported on EX 6/5 urg *anychance one of these can be removed
Credit Control 332 EX TU EQ
Credit Control 152 - 

 

Goodie 

Us Bank Secured - only reported on EX

Capital one Secured - Not Reported

 

edited - 6/5

Message 32 of 33
Anonymous
Not applicable

Re: My Rebuilding Journey started 5/1/2017

Baddies 

 

Meade 86 EX TU - 01/31 Still there- should I pay this off? it falls  off in 2021
Meade 103 EX TU01/31 Still there- should I pay this off? it falls  off in 2021
Discover 269 EX TU EQ - Still there
Duke 2028 EX TU EQ - Still there 
Verizon 1019 EX TU EQ - Still There 
First Premier 495 EX TU EQ Disputed - Still there but I recieved an offer to pay off and reopen the credit line! 
First Premier 495 Authorized User EQ TU Disputed - REMOVED!!!!!!
Finger Hut 330 EX TU EQ- Still there balance shows as 0

LVNV (fingerhut again) Reported on EX
Credit Control 332 EX TU EQ
Credit Control 152 - EX TU EQ

 

Goodie 

Us Bank Secured - No limit increase paid on time for 8 Months

Capital one Secured - Increased credit limit by 300 on 01/16 - Paid on time for 8 Months 

 

My scores are not better but I am still just going to keep paying on time and chugging along

Message 33 of 33
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