My SECURED Cap1...

[YMLDC09]

reported at 60 days with around 1% Ut.

AWESOME: 34 pt BUMP

Amazing what using the INFO on this site can do for your score. Just Do It.

This is the only CC that I have right now. Amazing..Thanks for all your help!

[nativenyer]

Wow!! I just paid my Cap1 card down to less than 9% today so I can't wait to see how this will help my score. Great news and congrats!

[rckstrscott]

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@YMLDC09 wrote:

reported at 60 days with around 1% Ut.

AWESOME: 34 pt BUMP

Amazing what using the INFO on this site can do for your score. Just Do It.

This is the only CC that I have right now. Amazing..Thanks for all your help!

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I recieved a similar bump when I got my first revolving account in Dec of 2010.. It was also a Cap1 secured card..  congrats!

-scott

[cwwatts1202]

Did it report 60 days from when you received it? My husbands was mailed 2 days ago looming forward to it reporting to get a bump!

[rckstrscott]

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@cwwatts1202 wrote:
Did it report 60 days from when you received it? My husbands was mailed 2 days ago looming forward to it reporting to get a bump!

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Mine actually took 4 months.. it seems like 2-4 is about the norm..

-scott

[YMLDC09]

cw: it took me 60 days as I was searching for it immediately. So for me: 2 early payments and very low utilization!

[cwwatts1202]

Thanks! I'm assuming when you receive the card the AF is already taken off?

[blitz]

Mine reported as soon as I received my card (that I had a new account - I could tell because my AAoA went down), and then it reported again with my first statement. I got like, 45pt bump. Very nice.

[summerhunny11]

Nice! THis makes me very excited and hopeful for a nice bump as I just paid mine to about 8%. I cannot wait the 30-120 days so I am having a friend rapid rescore me so I can get a new car =)

[cwwatts1202]

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@blitz wrote:

Mine reported as soon as I received my card (that I had a new account - I could tell because my AAoA went down), and then it reported again with my first statement. I got like, 45pt bump. Very nice.

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Wow that's a nice bump!! I was just praying my husbands score didn't fall when it was added, now i'm looking forward to a possible bump!