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Hi 19th,
I am nowhere near a expert on credit. I can only give you personal experience; I went through something a lot like you are now. I couldn’t pay rent and my apartment complex was unwilling to work with me. I cleaned the apartment and dropped the keys off to them. They filed a judgment against me for almost $2200. It was then sold to Hunter Warfield and is now over $3000. It was the worst decision I ever made in regards to my credit and life choice. One judgment’s look bad either way you look at it. Two, this will impact your rental history for at least 7 years (I’ve heard 10). (I am currently looking for a place to rent and am being turned down)
I hope everything works out ok. I know it’s a very scary time. You might have to let other things fall by the waist side as your CR will be extremely hurt by the eviction and judgment that will follow. It will make renting any other place very hard. Good luck and keep us posted.
Take Care-
Lo