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My Score/Rebuild Progress

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johnwantsahouse
Contributor

My Score/Rebuild Progress

To everyone out there thinking it's not possible for you to do this and that you can't do it like everyone on here is doing, think again.  I had that attitude for about a year of monitoring these forums.  I decided to give it a try and look at the progress in 1 month.

 

 

FICO® Score

Bureau

Report Date

615

TransUnion

5/30/2012

615

TransUnion

5/25/2012

597

TransUnion

5/18/2012

597

TransUnion

5/17/2012

597

TransUnion

5/13/2012

574

TransUnion

5/11/2012

574

TransUnion

5/2/2012

   

FICO® Score

Bureau

Report Date

633

Equifax

5/30/2012

601

Equifax

5/25/2012

583

Equifax

5/18/2012

572

Equifax

5/16/2012

572

Equifax

5/13/2012

572

Equifax

5/8/2012

542

Equifax

4/30/2012

 

Current Score:EQ-660 (FICO) / TU-677 (FICO) (3/10/14)
6/8/12 Score:EQ-640 / TU-650 / EX-656 (All FICO Lender Pulls 6/8/12)
6/5/12 Score:EQ-640 / TU-638 / EX-656 (All FICO Lender Pulls 6/5/12)
6/1/12 Score:EQ-640 (FICO) / TU-618 (FICO) /EX-670 (FAKO)
Starting Score:EQ-542 TU-574 (4/30/2012)
Message 1 of 8
7 REPLIES 7
AZHeather
Frequent Contributor

Re: My Score/Rebuild Progress

I am right there with you!  It's amazing isn't it?!?!  I have been telling all my family and close friends that they have to get on here and check the health of their credit.  I was shocked at how much "crap" was on my reports, and (with the help of this forum) how easy it was to clear most of it up.

 

Congrats!! Keep up the good work!!

Message 2 of 8
johnwantsahouse
Contributor

Re: My Score/Rebuild Progress

Thanks! Congrats to you too! It's not only amazing, but kind of becoming addicting cause of all the joy when you knock one out!

Current Score:EQ-660 (FICO) / TU-677 (FICO) (3/10/14)
6/8/12 Score:EQ-640 / TU-650 / EX-656 (All FICO Lender Pulls 6/8/12)
6/5/12 Score:EQ-640 / TU-638 / EX-656 (All FICO Lender Pulls 6/5/12)
6/1/12 Score:EQ-640 (FICO) / TU-618 (FICO) /EX-670 (FAKO)
Starting Score:EQ-542 TU-574 (4/30/2012)
Message 3 of 8
2NE1
Established Contributor

Re: My Score/Rebuild Progress

Congrats! Smiley Happy

btw, how are you able to see your TU scores update so often? it looks like Scorewatch alerts, I thought that was only for EQ? and TU only quarterly? what product are you using?
Message 4 of 8
Anonymous
Not applicable

Re: My Score/Rebuild Progress

I have to agree...Been on these forums for approx. a month and already have had 2 things deleted.  One bogus from Verizon and another bogue one from Resurgent Capitol.  Tons of information at Myfico to help with almost any situation!  Thanks to all!

Message 5 of 8
westo12
Established Contributor

Re: My Score/Rebuild Progress

AGREED on the addiction part lol.

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 6 of 8
johnwantsahouse
Contributor

Re: My Score/Rebuild Progress


@2NE1 wrote:
Congrats! Smiley Happy

btw, how are you able to see your TU scores update so often? it looks like Scorewatch alerts, I thought that was only for EQ? and TU only quarterly? what product are you using?

I'm using this site, myfico.  You can purchase the TU scores and reports as well.  After you login, it takes you to the member center and shows transunion and equifax.  I use score watch and buy EQ from there to get the discount, but pay for TU from the main member center.  It doesnt show it cause I bought it today but it usually says something like Buy Today's Score under the TU score.  Then if you click "View all Equifax scores" or View all Transunion scores", it will show the screen that I posted.

Current Score:EQ-660 (FICO) / TU-677 (FICO) (3/10/14)
6/8/12 Score:EQ-640 / TU-650 / EX-656 (All FICO Lender Pulls 6/8/12)
6/5/12 Score:EQ-640 / TU-638 / EX-656 (All FICO Lender Pulls 6/5/12)
6/1/12 Score:EQ-640 (FICO) / TU-618 (FICO) /EX-670 (FAKO)
Starting Score:EQ-542 TU-574 (4/30/2012)
Message 7 of 8
2NE1
Established Contributor

Re: My Score/Rebuild Progress

ohhh! dayum! sounds like a lot of $ spent purchasing each score! great job on your progress though! Smiley Happy
Message 8 of 8
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