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My TU has more negatives but higher than EQ

Valued Contributor

My TU has more negatives but higher than EQ

654 TU vs. 620 EQ

 

Where did my 34 pts go? EQ actually has less negatives on it right now than TU and they have pretty much the same positives.  I know its probably differences in score calculations but a 34 difference is pretty large considering TU still has a CA on it that EQ does not, also TU has a old car not that shows 120 day late EQ doesnt have it listed.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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1 REPLY
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Established Contributor

Re: My TU has more negatives but higher than EQ

I assume you are comparing using TU98 and EQ Classic sold here.  Your TU04 score, which lenders use may / may not be closer to your EQ score. YMMV


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)