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My UTl

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Ish
New Member
New Member

My UTl

My UTl for trans overall is 7pct ex 14 eq 14 but my other credit card haven't reported a zero balance yet. And I lost 16 points on ex due to 4 inqs how many points would I gain if all my cards are zero balance ?
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1 REPLY 1
AzaleaB
Established Contributor

Re: My UTl

You shouldn't let all your cards report a $0 balance - you may lose a few points because you are not using credit. Leave just one card with a balance < 10%.


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
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