My credit jumped 164 points in 10 days (I have a question)

[medicgrrl]

Also, what's the DOFD on the medical collections?  If you can get those removed, that should help your score too.

[Anonymous]

AMEX might be a stretch until you're solidly in the 660s and beyond. 

[medicgrrl]

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@Anonymous wrote:

AMEX might be a stretch until you're solidly in the 660s and beyond. 

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I used to think that, but I've been seeing some crazy approvals lately!

[simplynoir]

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@medicgrrl wrote:

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@Anonymous wrote:

AMEX might be a stretch until you're solidly in the 660s and beyond. 

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I used to think that, but I've been seeing some crazy approvals lately!

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I think that depends on which AMEX they would apply for.

[Anonymous]

Thanks jjking I'm about to buy a used car out right so I'm going to apply for a couple of cards and try the prequal sites like medicgrrl suggested and just start the building process

[Anonymous]

Medicgrrl can u give me an example when u say to have 3 cards with one reporting a low balance ?

Like do u mean 2 cards I never use and one card that I use very little

Or

2 cards with moderate use and 1 card with very little use ?

[rmduhon]

2 card that report a zero balance, and 1 card that reports less than 9% of that card's limit. Usually the balance that is on the statement is what gets reported.

[Anonymous]

crazy update I applied for my first card through NFCU and they approved me with a $24k line of credit 15.4% which is on the high side I'm assuming but wow I'm in disbelief

[medicgrrl]

Congrats on your approval!!!

[Anonymous]

Thank you