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Decided to do updates monthly without editing original post. Edited to add accomplishments for December 2012 and Apple Credit Union Denial
The only baddie I have besides IIB accounts that is hurting my score is rehabilitated student loan. This is effecting my 700 goal post 2 year filing.
Still have not updated my credit scores. Will be contacting to see the update.
Right now my credit report has the following negative factors
Student loans lates (last late April 2012) in-school forbearance now
Student loan collections (waiting for rehabilitation completion to report) Still waiting......
Inquires: Last hard pull December 5, 2012
Inquires less than 12 months old:
Tranunion: 2 ( both a year old in December 2013)
Equifax: 9 (7 will be a year in April 2013. 2 will be a year old in June 2013
Experian: 6 (3 will be a year in April 2013. 3 will be a year old in June 2013
Grest job! What was FICO score when you got your Apple Visa?
@Guyatthebeach wrote:Grest job! What was FICO score when you got your Apple Visa?
According to myfico it was 628. On the letter from Barclay it was 632.
edited to state they pulled TU
Great job! Just be careful about getting new accounts for the next year, as Barclays will check your CRs.