Hola all!
Been a while I've been here!
I filed for BK7 in March 2015, fully discharged June 2015
Got 3 credit cards, Merrick (closed within a year before $72 fee kicks in), Barclay: now $5,500, Discover: now $3,000 and Capital One QS: now $6,500 PLUS authorized on my lovely wife's AmEx EBC which was auto CLI recently to $12,000.
I checked $1 CreditCheck and my scores are (FICO):
EQ 681
TU 649
EX 682
I was surprised that TU dropped that much from 662. All credit usage is currenty at 1% from 8% so I guess I have to be patient on that crazy score!
Right now, I am working with NACA mortgage. My telephone appointment is next month and see how it goes from there. NACA knows about my BK7 and said that I cannot CLOSE on or before June 17th (my 2nd year post-discharge) So it's perfect for us since our lease ends in September 
Funny, I no longer worry about FICO scores like I did post BK filing. I have been getting good offers from credit card companies (both Subprime and good). I have NO interest of obtaining another credit at all until AFTER closing on a house!
Cheers!
CAMailman
@Anonymous wrote:@Anonymous.
Welcome back. You've been missed. Glad things are progressing well for you. Good luck on the mortgage.
Thank you, kaykay65 I miss logging in MyFICO but I have been so busy with work, new wife, crazy dogs, and now with mortgage process. I will never stop visiting MyFICO 
Cheers!
CAMailman