04-26-2012 09:43 AM
So I started rebuilding my credit back in 2005. Had 5 cc charge offs. My score started at like 520 i believe then after a while, hovered at 680 for like 3 years then all finally with in a month went 704, 745, 783! All my bads are gone! I used this to refi my car loan that was 7% to 3.5%. Score went down to a 760 I just paid off the car so hoping my score will go back up!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO