@Anonymous wrote:
So I applied for federal Navy credit union and a capital one secured credit card a few days apart.
My fico scores are 589, 580 and 630, but to my horror and confusion the rejection letters from fed Navy credit union and cap one said my score is 431. Plus I own no homes or etc.
How in the WORLD is this even possible?! Even credit karma, experian, and hoards of other fako and fico places give the same numbers I first posted.
Any ideas?! I swore my fico is THE legitimate 3 Bureau real scores.The Op states that his scores aTh
The OP states that his scores are Fico's, so pulling them from another source wouldn't change them. It's looks like NFCU may be using a different version of Fico. I think I read somewhere they may be using Fico 9. Cap One score on their website is Vantage score, not sure if they use that in credit decision.
