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My first 700!!

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crazycatlady1975
Established Member

My first 700!!

From transunion - after my new Barclay card reported there! So excited to see that!!!

My EQ and EX still show my defaulted SLs that are almost finished in rehab. They are about 50 points behind. Crossing my fingers they jump up to join TU after the dust settles and the loans transfer to the new servicer!!!
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: My first 700!!

congrats!
Message 2 of 12
Anonymous
Not applicable

Re: My first 700!!

Congrats!!

Message 3 of 12
alextercero
Super Contributor

Re: My first 700!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (March 2024)


Credit Age:

Inquiries:

Message 4 of 12
JayTee1
Frequent Contributor

Re: My first 700!!

Way to go!

March 2014: Abysmal, low 500s


April 2015: TU 607 | EQ 599 | EX 608
March 2019: TU 717 | EQ 727 | EX 727
Message 5 of 12
Anonymous
Not applicable

Re: My first 700!!


@crazycatlady1975 wrote:
From transunion - after my new Barclay card reported there! So excited to see that!!!

My EQ and EX still show my defaulted SLs that are almost finished in rehab. They are about 50 points behind. Crossing my fingers they jump up to join TU after the dust settles and the loans transfer to the new servicer!!!

Woohoo!  Good job!  I hope to be dancing the 700 mambo by years end *finger's cross*

 

What are you going to do to celebrate?  I plan on rolling the Penfed dice Smiley Happy

Message 6 of 12
RonM21
Valued Contributor

Re: My first 700!!

Congrats on the accomplishment! Don't get comfortable. You've come to far now....on to 800!!!!!!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 12
Anonymous
Not applicable

Re: My first 700!!

Yay!! Keep going up!!
Message 8 of 12
RobertEG
Legendary Contributor

Re: My first 700!!

I would suggest close monitoring once you finish rehab of yuor student loans to ensure the derlinquencies are removed,

 

What other major derogs will remain after the SLs are rehabbed?

Message 9 of 12
crazycatlady1975
Established Member

Re: My first 700!!

No other major derogs, besides some lates that are not less than a year old. I will be watching and disputing as necessary! Next goal is to see all 3 above 700 when we do to put in a new mortgage app in 2017. The lates are with my mortgage company and not worth trying to goodwill. I never wanted perfect credit - just good enough for a VA loan and a nice interest rate!
Message 10 of 12
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