My last Baddies-UPDATE!!!!

[DaBears]

GE/CareCredit reported $496.00 charge-off to EQ and TU. However they reported $959.00 to Experian. Ge CareCredit sold the account to Portfolio Recovery. They have had the account since 1/25/2011. DoFD was 6/10  I can not wait for my attorney to come back from vacation in 2 weeks. I would like to get this last one handled by the middle of next week.

DaBears

[_John_Doe]

GE sold mine to Portfolio as well. EQ shows the charge off amount as $1233 but EXP shows it as $2503. Not sure what TU has.

Why the difference? Who reports those numbers?

[DaBears]

THE OC does. Then the CA will report whatever the OC sold them at the time of sale.

[_John_Doe]

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@DaBears wrote:

THE OC does. Then the CA will report whatever the OC sold them at the time of sale.

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Thanks. So if the numbers come from the OC why the difference? Forgive the ignorance, learning as I go.

[DaBears]

No problem. Sometimes they add their fee's but in my case the OC messed up by listing two different charge off amounts. you can't charge off an account twice.

[DaBears]

bump

[fishbjc]

Give me a number, I'll threaten my usual"  I'll picket naked rant" and poof...magical things happen! 

[DaBears]

bump

[guiness56]

When they reported the difference in balances, did they still own the account?  If so, they could still charge late fees, interest and all that good stuff. 

Were they reported at the same time?

[DaBears]

Let me post the TL's