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My last baddie...credit systems international...HELP

Regular Contributor

My last baddie...credit systems international...HELP

Ok so after March 2013 I will have one beast of a baddie left. I owe Credit Systems International $1052 for an old Green Mountain Energy bill. I would like to let it fall off but it won't fall off until 2015. I searched the forums and could not find anything about them. i called them by phone to ask if they would pay for delete.....the said no (using the tone "he!! To the no)......well ok then. So if anyone can help me I would appreciate it.

EQ FICO 564 (3/12) Lender pull 673 (4/12) FICO 703 (6/13)
TU FICO 605 (6/12) to FICO 687 (3/13) Lender pull 680 (4/13)
EXP FICO lender pull (4/13) 651
Homeowner since September 2013!
Message 1 of 7
6 REPLIES
New Contributor

Re: My last baddie...credit systems international...HELP

PM sent

Message 2 of 7
Regular Contributor

Re: My last baddie...credit systems international...HELP

Thank you
EQ FICO 564 (3/12) Lender pull 673 (4/12) FICO 703 (6/13)
TU FICO 605 (6/12) to FICO 687 (3/13) Lender pull 680 (4/13)
EXP FICO lender pull (4/13) 651
Homeowner since September 2013!
Message 3 of 7
Highlighted
New Member

Re: My last baddie...credit systems international...HELP

Hello. I have the same issue with them. Mine is a $350 bill from a power company also. Have you received any information on how to better deal with them. I sent them a letter to delete on Jan. 28 and have not received a reply.

Message 4 of 7
Established Member

Re: My last baddie...credit systems international...HELP

I know this is an ancient post in forum-time but can I get some help with Credit Sys?  They reported 5 TL's for the same Dr. visit and I have PiF (under the assumption of PFD) but it is still on there.  Should I ask them to consolidate into a single line or send a GW to have them removed? 

 

Is the total number of lines looked at worse or the $$$ of the lines on a CR?

 

All Credit Sys TL's are under $120 but the total is $400

Starting 2/27/13 - EQ: 608 (Beacon 5, FICO) ; TU: 566 (Classic 04, FICO) ; EX: 560 (Fair Isaac V2, FICO)
Update 8/14/13 - EQ: 605 (FICO) ; TU: 621 (FICO) ; EX: 605 (FICO)
Message 5 of 7
Established Member

Re: My last baddie...credit systems international...HELP

I know this is obnoxious but... bump

Starting 2/27/13 - EQ: 608 (Beacon 5, FICO) ; TU: 566 (Classic 04, FICO) ; EX: 560 (Fair Isaac V2, FICO)
Update 8/14/13 - EQ: 605 (FICO) ; TU: 621 (FICO) ; EX: 605 (FICO)
Message 6 of 7
Moderator Emeritus

Re: My last baddie...credit systems international...HELP

Personally, I'd start with a GW.  You want to be nice when asking for a favor.  If you start with all the other stuff and it doesn't work, then they might not be as open to a gesture of kindness.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 7