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My score went up 35 points in 1 week!!!

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first48
Frequent Contributor

My score went up 35 points in 1 week!!!

I paid off 2 collections last friday and they were deleted from my credit report and I went from 575 to 610.
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 1 of 7
6 REPLIES 6
Tons_of_Debt
Established Contributor

Re: My score went up 35 points in 1 week!!!

I'm very happy for you, though a little worried myself. I only have 1 collection, and I was expecting a bigger bump from having it deleted (hopefully via hipaa process in a month or two) than 35 pts. :-(
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 2 of 7
first48
Frequent Contributor

Re: My score went up 35 points in 1 week!!!

Thanks.  I think why mine was such a big bump was because one of the collections that was deleted had been placed on my report within the last 8 months.
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 3 of 7
Tryin2rebuild08
Regular Contributor

Re: My score went up 35 points in 1 week!!!

First48, did you send PFD letters to the CAs? Or you disputed after you paid? I have two collections which I like to pay, I sent PFD letters before but was told that they dont delete.
 
 
6/20/08 TU=553 EQ=577 EX=458
07/16/08 TU=599 EQ=621 EX= 556
8/05/08 TU=632 EQ=652 EX=598, 9/30/08 TU=632 EQ=655 EX=616
Message 4 of 7
first48
Frequent Contributor

Re: My score went up 35 points in 1 week!!!

No, I didn't send PFD letters to them.  A friend of mine told me she had collections with the same agency and once you pay they will delete.  When I called the company to inquire about paying the rep told me they were running a "special" for the month of June where if you pay your collections they will delete.  I paid 3 at that time and noticed a nice bump.  I only have one more collection left on my report with the same company and I will pay it in full on next friday for 300.00.
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 5 of 7
Anonymous
Not applicable

Re: My score went up 35 points in 1 week!!!

What CA is this?
Message 6 of 7
first48
Frequent Contributor

Re: My score went up 35 points in 1 week!!!

CSD collections.
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 7 of 7
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