MyFICO Score Question.

[isacarol2]

I bought all 3 FICO from myfico. Is it true the only accurate score is the Equifax? Should i only buy 1 Score? Today i got a letter of denial of credit from 

Chase that says a score of 524 when myfico says 570 . 

The chase application was for a vehicle that was approved by GM.  I don't want to waste useful money if i don't have to. Thanks for the info.

[navistar]

they are all real. transunion is just an outdated version.

Edit : Dont put so much weight on score. With a good report the score will come. You have much work to do with a 500 score

[isacarol2]

So my transunion score is what Chase says ? 524? Or the MyFico is the right one? It chase is right, boy i got alot more work than i thought!

[navistar]

either way its a horrible score. lol. What does your report look like? Got collections? maxed out cards?

[gdale6]

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@isacarol2 wrote:

So my transunion score is what Chase says ? 524? Or the MyFico is the right one? It chase is right, boy i got alot more work than i thought!

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Both are right, the Chase is most likely an auto enhanced version of the score while the myFico is an outdated 98 version on TU. There are multi year models of FICO and inside each year are submodels.... EX & EQ on myFico are FICO08 versions.