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I printed myFico report today. Under the "Accounts" page several accounts are listed. Most are current and paid as agreed. But, I noticed some old accounts circa 2005-06 that are on the report.
I know the statute is 7 years, should these accounts still be listed? Only two are technically reporting as bad debt/collection.
Is this just how a report looks? Are these old accounts still effecting my credit score?
Thanks for any help.
I'm curious about this too, under collections on my report page there is only one there, and there should be 4. When I pulled my husbands EQ report from annual credit report, the collections showed up, but on the myfico report page, it's only showing one collection.