I know for a fact the BofA discriminates against former New York Jews that live in San Antonio and found Jesus.
I have yet to see a computer program (which is used for most CC applications these days) that could determine my race, religion, physical apperance or sexual preference and evaluate my credit report in under 60 seconds. That would be a neat trick.
LOL the physical apperance part would make millions in the online dating service function.
1/25/2021: FICO 850 EQ 848 TU 847 EX