Posts: 79
Registered: ‎11-10-2008

NCO Fin/99 Alternate address??

I DV'd NCO Fin/99 CMRRR and received my GC back saying unable to deliver to the address provided.

I took the address directly off a credit report:
PO Box 41466
Philadelphia, PA 19101-1466

Are there any of you familiar with NCO Fin/99 and know any alternate address I could possibly resend this to?

Starting Score: EQ 534 8/1/2011
Current Score: TU 628 9/26/2012 EQ
625 9/26/2012
Goal Score: 700
Take the FICO Fitness Challenge
Established Contributor
Posts: 805
Registered: ‎05-11-2007

Re: NCO Fin/99 Alternate address??

NCO Financial Systems, Inc.
507 Prudential Road
Horsham, PA 19044
AMEX Gold Premier Rewards | SPG AMEX | Bank of America Power Rewards | Merrill Plus | United Presidential Plus | Saks World Elite
Mega Contributor
Posts: 18,548
Registered: ‎03-19-2007

Re: NCO Fin/99 Alternate address??

[ Edited ]

If you DVd them. then you must have received a dunning letter from the CA.

If you responded to the address in their dunning letter, then your CMRRR DV response is adequate legal proof, and should shut down all collection activity.  Keep copies!

NCO is not noted for its complance with the FDCPA.


It is not your burden to hunt them down.

Message Edited by RobertEG on 12-03-2008 10:24 PM
Valued Contributor
Posts: 1,255
Registered: ‎05-12-2008

Re: NCO Fin/99 Alternate address??

you can DV as soon as you see the tradeline appear on your credit report - it is collection activity and constitutes contact with the customer.


send the DV letter to the Horsham, PA addresss, it's their corporate and legal office. include copy of the original one and the undeliverable notice.


you can also send CMRRR the copy of undeliverable notice to the CRA and tell them that it is a violation of the FCRA to publish the wrong or undeliverable address of a creditor.


you can use these GC as proof should you sue later.

Feb 08 550s - Oct 08 700s
Thank you MyFico!
Posts: 9
Registered: ‎12-04-2008

Re: NCO Fin/99 Alternate address??

I'm glad I read this! I was about to stick a couple PFD's in the mail to the same PO box address that you had. Thanks for inadvertantly helping me get the correct address before I sent them out! :smileyhappy:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+