NCO Financial - PFD Experiences??

[Anonymous]

I have 11 charged-off student loan accounts. They are now all being handled by NCO Financial. I just recently started to get settlement offers for these accounts and they are for about 60% of the original amount due, which is great. I would like to start paying these accounts off to move on, but I'm wondering if I can also get NCO to delete for the payment. I supposse I would just send a counter-offer stating that I will pay the settlement amount, but only if they delete the record on my credit report. Has anyone had success with a PFD with NCO?

Thanks!

[iBkickinit]

NCO is a mean animal.  I dealt with them and ultimately won, but it wasn't ez.  Not all have been successful. 

Get anything in writing.  They swore consistently that they would never allow PFD.   I had 1 paid and 1 unpaid.  I did my research and ended up paying the other hoping for a GW.  I finally suceeded with an e-mail to [Edited] (search it...).  No telling if she is real, but I wrote her an honest letter in typical GW fashion, and got a response.  The response bacially said "Sorry, it is our policy to report accounts accurately"... BUT, less than 48 hours after, it had dropped off all 3 credit reports.  Try some backdoor channels and search to see who has had luck and how.  This is my story.  The accounts were less than $100 combined.... 

Good Luck!

Please don't post names or other private information (such as email addresses, etc...). You are free to PM the information, however. ~Moderator, LilMirth

[ANAGLE0]

I had a success with GW because I tried to pay my account right after it was sent and the CEO deleted my account from CRA. I will get email from home later and send it to you PM.

[YnotME]

If you would'nt  mind...I could use that email addy as well.  Thanks.

[chrisjitsu]

Hi, could have that email address too? Thanks!

[chasmith]

Please PM the address to me as well...

[notmyj]

NCO had 2 accounts on my reports. One was over $1k the other was $30. I DV'ed both accounts and they removed both with out a response. My first contact with any CA is  a DV. If they are missing any info and cant validate, then its a bonus for you.

[Anonymous]

Can you PM me an e-mail address that is successful as well.   I have a few  things that are still stinging my credit and I want to PFD them.  My student loans will be consolidated soon which will give me an awesome boost as well. 

[Booma]

+1 for opening with a DV letter.

I DV'd NCO on a ~$200 collection on 12/13/2010 and they deleted from all three at the end of December. I have not received any correspondence from them and I don't expect it. Do not offer to pay. My collection was years past the 30 day cutoff and they still deleted. I did a lot of searching before I did it and my experience is pretty standard. Don't waste your money until you're sure they want it.

FYI, for those who want to do the same, I sent a letter to the Horsham, PA address on my report.

[Anonymous]

I would love the email address as well