09-28-2013 12:14 PM
They never have to respond to a DV. They are prohibited from continuing collection activity until they do.
Once they receive the DV, until they validate, they cannot contact you in any way, including mail and phone calls.
Did you get the green card back? When did they sign for it?
Yes, I got the green card back and it was signed on 8/1.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO