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ND for years then a sudden OK?

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Anonymous
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ND for years then a sudden OK?

I have been looking through my credit reports and noticed that on several closed accounts it is reported as ND for two or three years and then suddenly an 'OK' is reported last month. Also, on some of my accounts I have noticed that two of the agencies are reported then one seems to not have reported at all. This is done on some positive accounts. Should I be concerned about this? 

Message 1 of 4
3 REPLIES 3
eric19k
Established Contributor

Re: ND for years then a sudden OK?

ND- no data so means nothing was reported. It is not bad and not good.
OK states payment is on time.

You can try and ask lenders to update those months.
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 2 of 4
Anonymous
Not applicable

Re: ND for years then a sudden OK?

Okay... Some of these were closed in 2008 the data was there, then changed to ND for past three years then last month reported as OK on an account that is closed? How can they report on a closed account that had a zero balance? This stuff makes my head explode. Lol
Message 3 of 4
eric19k
Established Contributor

Re: ND for years then a sudden OK?

Thank god it wasn't reported in a bad way. I had some accounts killing my scores reporting lates.
Just leave them alone but keep an eye on them
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 4 of 4
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