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Hey everyone -
I had a Credit One account. It was closed and turned to Resurgent.
I paid off Resurgent and Credit One agreed to delete the tradeline.
I did not propose a PFD before I paid off Resurgent.
WHAT CAN I DO NOW?!
@rmduhon wrote:
GW letters asking for removal.
Yep, monthly ones. Non-stop until they agree. I wrote GW letters to one OC for 18+ months before they decided to just capitulate. Instead of deleting the old tradeline they change it to NEVER LATE and "Closed by Consumer", haha. Will stay on my report for 10 years after closing date as a positive tradeline and my score jumped up almost 20 points.
I probably wrote 100 letters to every single VP, CxO or manager whose name I could find on LinkedIn. Every month a new batch of letters went out, then one day out of the blue I got a call from their VP of Finance who said "We've looked over your account and are going to remove all negative reporting."
I think they finally got sick of my pile of letters showing up and costing them secretarial time and labor...
Thats amazing, I need to do that!