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Just coming out of a chapter 7, my credit is in need of repair !!! My Fico on here is horrible, 489
but what I don't understand is free credit report.com shows a score of 600, then credit karma shows a score of 573. Which is transunion I believe. Why is their such a big difference in scores. How can I boost my score. All I have right now is a 300 capital one platinum. I just made my first payment, on time I might add, and I am looking for other ways to rebuild. I want to buy a house in a few years. Any advice ?????
First off, nobody used those scores. So don't fret about that. You have a way to go in rebuilding so I wouldn't worry about scores at all. I'd work on rebuilding.
You need a couple more cards to grow. Maybe a couple more secured cards and garden them well.
@Shogun wrote:First off, nobody used those scores. So don't fret about that. You have a way to go in rebuilding so I wouldn't worry about scores at all. I'd work on rebuilding.
You need a couple more cards to grow. Maybe a couple more secured cards and garden them well.
+1