Hey everyone, I am new to these forums and hoping to get some help. I had an account go to collections with AT&T a while back and was contacted by DCI about said collections. I attempted to do a pay for delete on the account but was denied. I then read some forums here and some other sites, and one person suggested to try reaching out to AT&T directly to settle the account. So I called AT&T and asked if the debt was sold off or was a contingent account with DCI. I was told it was sold off, but could speak to the account receivables deptartment regarding the account. So I called the AR department and spoke to a rep that stated if i paid the account in full, they could contact DCI to let them know and that it would show as "paid in full" and that it should drop off of my credit report. Is this the same as PFD or will the account still show on my credit report? If so, would you recommend calling AT&T back and asking to speak to a supervisor and request the PFD? To clarify, DCI is the only account show as being in collections with credit bureaus.
