Hello all, I just paid a collection that is only on my EQ. I then opened a dispute with EQ stating it was paid in full and also that per the NY CRTP the coll should be removed since it has been more than 6 years it has been reporting and paid in full, so it needs to be removed. EQ resolved the dispute but only changed status to paid in full.
This item was gonna fall next year at 7yrs but I was trying to pay it in hopes it would fall off based on the NY CRTP and increase my score.
Should I call the number on the dispute notice, or does anyone have a better number I should call??
Any direction would be helpful.