NEW TU FAKO SCORE!

[NewbieReed]

Up up up and away!

TU says my CS is 693. YAY!

I know that it's only a FAKO (from TrueCredit.com), but it's at least giving me an idea of what my hardwork is doing to my pitiful 600 FICO score from November 2012. 

I'm looking to refi my car in February with NFCU, so I think that whatever boost I am getting will be a BIG help, esp since they only pull EQ & TU. 

[Shogun]

It shows you're going in the right direction.  Congrats!

[NewbieReed]

yea I am excited to see some type of progress-- -any type of upward trend makes me happy!!

Today -- TU score from TrueCredit is now a 701   due to a decrease in util and I've added another store card  (Comenity/VS Angel)

Now I just cant wait until my FICO score looks like that-- 700 club, here I come!

On monday, me & DH are signing up for Equifax - 4.95/month, so I should have my FICO score at that point.

[Jutz]

---

@NewbieReed wrote:

yea I am excited to see some type of progress-- -any type of upward trend makes me happy!!

Today -- TU score from TrueCredit is now a 701   due to a decrease in util and I've added another store card  (Comenity/VS Angel)

Now I just cant wait until my FICO score looks like that-- 700 club, here I come!

On monday, me & DH are signing up for Equifax - 4.95/month, so I should have my FICO score at that point.

---

Signing up for Equifax at Equifax.com?  I believe that's still a FAKO.  The only FICO equifax that I know of is from here (Using ScoreWatch, or getting a ScorePower report) or by banking with DCU, which gives you an EQ FICO by starting your online account.

[llecs]

---

@Jutz wrote:

---

@NewbieReed wrote:

yea I am excited to see some type of progress-- -any type of upward trend makes me happy!!

Today -- TU score from TrueCredit is now a 701   due to a decrease in util and I've added another store card  (Comenity/VS Angel)

Now I just cant wait until my FICO score looks like that-- 700 club, here I come!

On monday, me & DH are signing up for Equifax - 4.95/month, so I should have my FICO score at that point.

---

Signing up for Equifax at Equifax.com?  I believe that's still a FAKO.  The only FICO equifax that I know of is from here (Using ScoreWatch, or getting a ScorePower report) or by banking with DCU, which gives you an EQ FICO by starting your online account.

---

Equifax.com offers both a FICO and their FAKO. The FICO is only available on a couple of products and they certainly don't promote it on their site. Aside from a lender and myFICO, there are a few other banks and CUs out there that will provide it.

For the OP, the $4.95 product is FICO Quarterly Monitoring. It is for your TU report and FICO only, not EQ. It's basically a pre-paid plan to get your TU FICO report every quarter with monitoring alerts every quarter (hence the name).

[NewbieReed]

Sorry - i was wrong in my OP -- it's not EQ that offers 4.95-- its CitiBank Identity monitor which I just found out that it only provides an "XPERT" score.

Womp womp womp.  -____-

Looks lkie I will try for the $9.95 EQ monthly report/score monitoring thru NFCU & EQ partnership.