I am so excited. My husband and I are newbie's to this forum. I've been trolling the boards here for a while and decided I'd start applying what I've learned. I am so happy to share that I had 2 of my original creditors agree to remove the items from my credit report. Here are the details:
CA - Old Water Bill $150, paid two years ago but not scheduled to fall off until 2015. I called Original Creditor explained bill was set up in my name in error should have been under my employer (I had a home office at the time). They agreed to remove.
CA- Old Dental Copay - $37, paid two years ago, but not scheduled to fall off until 2015. I called the Collection Agency and asked if they would be willing to remove since it was such a small amount. To my suprise they said YES!!!
Just sharing my victory. Hopefully many more to come, we have a lot of work to do. I'll probably be asking for more advice in the weeks to come!
Wow! off to an awesome start! Its nice to get those little wins to keep you motivated!