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NFCU IN!!!

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nomionekanobe
Established Member
‎03-13-2015 08:20 AM
‎03-13-2015 08:20 AM

NFCU IN!!!

Thanks to everyone on here I have rebuilt my credit from a 520 score in April 2015 to now as of today im at 643Eq, 662TU, 669Ex!!!! Im in NFCU, applied last night for a credit card, and overdraft on checking. Its still in review but I am excited to see what happens. I have 7% util on my cards, BK discharged in 08, and no collections. Again, thank you all!!

Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 1 of 32
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31 REPLIES 31
gdale6
Moderator Emeritus
‎03-13-2015 10:14 AM
‎03-13-2015 10:14 AM

Re: NFCU IN!!!

Grats to your continued success Smiley Happy

Message 2 of 32
nomionekanobe
Established Member
‎03-15-2015 07:11 AM
‎03-15-2015 07:11 AM

Re: NFCU IN!!!

So, I was denied for nav check, cash rewards still shows review in process. What should I do? Wait, or recon?
Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 3 of 32
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lincar66
Frequent Contributor
‎03-15-2015 09:59 AM
‎03-15-2015 09:59 AM

Re: NFCU IN!!!

I think you will get the cc but I would send a secure message explaining your current situation and your past and give them all the details they are the best credit union around I love them

Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????
Message 4 of 32
Creditwiser
Valued Contributor
‎03-15-2015 10:25 AM
‎03-15-2015 10:25 AM

Re: NFCU IN!!!

@lincar66 wrote:

I think you will get the cc but I would send a secure message explaining your current situation and your past and give them all the details they are the best credit union around I love them

lincar66 is right. I would definitely send a SM and explain the situation.  Either way, Congrats on you CC success with Navy !

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 5 of 32
nomionekanobe
Established Member
‎03-15-2015 11:34 AM
‎03-15-2015 11:34 AM

Re: NFCU IN!!!

Sent a sm, and crossing my fingers. thanks!
Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 6 of 32
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Anonymous
Not applicable
‎03-15-2015 12:25 PM
‎03-15-2015 12:25 PM

Re: NFCU IN!!!

how do you see that its 'review in process'?

Message 7 of 32
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nomionekanobe
Established Member
‎03-15-2015 01:03 PM
‎03-15-2015 01:03 PM

Re: NFCU IN!!!

If you go to account services and scroll down to "check the status on a loan"
Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 8 of 32
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Anonymous
Not applicable
‎03-15-2015 01:10 PM
‎03-15-2015 01:10 PM

Re: NFCU IN!!!

Thank you. It says a decision will be made in 1 day.

Message 9 of 32
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Anonymous
Not applicable
‎03-16-2015 05:56 AM
‎03-16-2015 05:56 AM

Re: NFCU IN!!!

It now says approved!!!!! How do i find out how much he has been approved for?

Message 10 of 32
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