NFCU nRewards Card CLI

[Anonymous]

I obtained the nRewards Card from NFCU in Jan '16. How long before I can request a credit line increase?

[tussking]

At least 91 days and the next AR.

[Anonymous]

Sorry, what is "AR"?

[Anonymous]

AR = Account Review. Most lenders do quarterly account reviews where they do a soft pull. CLI requests will usually be based on the last AR.

[Anonymous]

My account is in good standing. Is it pretty much a given a CLI would be granted after 91 days?

[tussking]

Not fair to say its a given...Depends on many factors not just good standing. Have you been using it monthly and paying it in full ? I can say I had a $500 limit and I spent $490 every month and PIF 3 days before the due date. NFCU is fair and generous.

[Anonymous]

Yes, I use the card and pay it off each month. Currently at a $500 limit. This was one of the first cards I obtained out of my BK7. I was discharged Dec 28th, and obtained the card a few days later.