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I think NFCU just hates me, lol...they wouldn't even approve me for a $500 NavCheck, even after I completed a secure loan with them, which by the way, I was told would not report as secured and it did...blah. I'm hoping they're willing to approve me for a secured CC. I'm hoping to get at least decent enough to get an Auto Loan through them.
Thanks for the encouragement. I need a new car fast! I'm thinking of taking my small tax return plus a little to a buy here pay here that won't check my credit, but i'd prefer a major dealer for a better quality vehicle. Just wondring if I should pay things off and wait.
NFCU is so awesome.
I sooo wish I had joined when I was active duty. I feel so stupid for not doing it.
@Chrisla2077 wrote:Thanks for the encouragement. I need a new car fast! I'm thinking of taking my small tax return plus a little to a buy here pay here that won't check my credit, but i'd prefer a major dealer for a better quality vehicle. Just wondring if I should pay things off and wait.
What are current scores?
I only have FAKOs thus far. I'm going to be getting my current ficos within the next few weeks. It's crazy because I'm deciding whether or not to use the money toward paying off debt..or getting my most recent FICOS. I think I'll make the sacrifice. Anyhow, all scores if i'm correct should be in the 530-550 range.
@Chrisla2077 wrote:I only have FAKOs thus far. I'm going to be getting my current ficos within the next few weeks. It's crazy because I'm deciding whether or not to use the money toward paying off debt..or getting my most recent FICOS. I think I'll make the sacrifice. Anyhow, all scores if i'm correct should be in the 530-550 range.
no offense but no point in paying for Fico's when your scores are that low... anything below a 600 is not going to help in directing where to go apply for unsecured because you probably just shouldn't.
What is on your reports... lets clean them up! I can help (along with many others )
private message me if you want too.... I have been in the low 500's and sometimes the lower you are the faster you can rise if you do the right steps... or are able to do the right steps... sometimes cash is king! dependings what the baddies are.
I definitely PMed you. I'd appreciate all help. I need an auto loan.
Hey Guys! Do you think a 616 Equifax 635 Experian could get me a NFCU Card?
I got one with 598 Equifax!!