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Helping a friend here, I am looking at her Experian report. NO fall off date listed.
Date open listed as 2/2006 for 19.00 paid to many yrs back.
Last reported 11/2006
Is that a 7.5 yr fall off? Or 7 yr? Just trying to update her records when it should fall off this yr.
Thanks!
Barris, isn't it 6 years + 180 days? It has to come off before year 7 ?
If it show 180 days late its 7 yrs plus 6 months added on = 7.5 yrs.
Status: paid, closed
Date opened 2/2006
Type: Collection
Amount: 19.00
Reported since:6/2006
Terms: 1mo
Date of Status:11/2006
Last reported: 11/2006
June July Aug Sept Oct Nov
C ND ND ND ND CLS
Account History:
Collection as of June 2006
It's 7 years plus 180 days from the DOFD.