This is what the letter says:
"This letter serves as a notice that your unpaid Columbia House - DVD account is now legally owned by and has been placed in collections with National Credit Solutions, LLC.
Federal law gives you thirty days after you received this letter to dispute the validity of the debt or any part of it. If you do not dispute it within that period, we will assume that it is valid. If you do dispute it--by notifying us in writing to that effect--we will, as required by the law, obgtain and mail to you proof of the debt. And if, within the same period, you request in writing the name and address of your original creditor, if the original creditor is different from the current creditor, we will furnish you with that informtion too.
If an attorney represents you with regard to this debt, please refer this letter to your attorney. Likewise, if you are involved in an active bankruptcy case, or if this debt has been discharged in a bankruptcy case, please refer this ltter to your bankruptcy attorney so that we may be notified.
yatta-yatta-yatta......
What do you experts suggest my next plan of attack should be? Please note that this IS not my debt and is completely fraudulent on behalf of the CA not any one person in the case of identity theft.
Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011Take the FICO Fitness ChallengePROUD MEMBER OF THE 700 CLUB!