I have a BMG account w/them that was sent to collections. I offered to PFD but received no response back. Has anyone had any luck in getting them to agree to pfd or a contact person for them?
I also had a collection with them for same reason. I called the number on my credit report for them (405-619-3630) and payed them over phone and they took it off my credit report. Was very surprised. hopefully that will help
I asked them before i payed it if they were completely removing it if i payed and they said yes it would just take a few days to show. they followed thru on there word. because if they werent gonna remove it i wasnt gonna pay it because otherwise it still shows up on report just as payed and supposedly that doesnt help much, if at all anyway since it is already a collection. so ask them before you pay it
Do you know the DOFD for the account? Do you know if its past SOL? Before doing PFD i will suggest sending them a DV letter, only assuming you are past SOL.
I've already DV'd them & I know this is a valid debt. I'm trying to buy a house in the next 6 months so I need everything to be paid & I've been going back & forth w/them for quite some time. I just want to pay it. I would love to have it removed but so far no response to my pfd. I will send one more pfd & then I will just try the over the phone approach.
Send a dv letter. Then after 30 days file the online complaint with the BBB and FTC bc they won't respond. I did and just got a letter from them stating they are deleting.
There is no violation of FDCPA 809(b) by failure of the debt collector to provide debt verification within any period of time, such as some imaginary 30-day period. That is a fiction.
Thus, the FTC has no basis for holding of a vioaltion of debt validation under FDCPA 809(b) for non-response to a DV request.. The FTC, to my knowledge, never has.
If some have experienced a deletion by a debt collector based on sending such a complaint to the FTC, it was almost assuredly not due to any FTC intervention. It was a separate choice made independently by the debt collector to just be rid of the matter.
I just recently had this CA show up on my credit reports with a bogus account and all I did was dispute it with the CRA's as not mine and they were deleted....all except Experian, it's still under investigation :-(.
EX just verified this account as mine, what can I do at this point? I don't want to pay it because it's not mine, do anyone have any suggestions for me?