05-19-2010 07:34 AM
I have a BMG account w/them that was sent to collections. I offered to PFD but received no response back. Has anyone had any luck in getting them to agree to pfd or a contact person for them?
05-19-2010 12:15 PM
I also had a collection with them for same reason. I called the number on my credit report for them (405-619-3630) and payed them over phone and they took it off my credit report. Was very surprised. hopefully that will help
05-19-2010 12:35 PM
I asked them before i payed it if they were completely removing it if i payed and they said yes it would just take a few days to show. they followed thru on there word. because if they werent gonna remove it i wasnt gonna pay it because otherwise it still shows up on report just as payed and supposedly that doesnt help much, if at all anyway since it is already a collection. so ask them before you pay it
05-20-2010 09:23 AM
Do you know the DOFD for the account? Do you know if its past SOL? Before doing PFD i will suggest sending them a DV letter, only assuming you are past SOL.
05-20-2010 09:36 AM
I've already DV'd them & I know this is a valid debt. I'm trying to buy a house in the next 6 months so I need everything to be paid & I've been going back & forth w/them for quite some time. I just want to pay it. I would love to have it removed but so far no response to my pfd. I will send one more pfd & then I will just try the over the phone approach.
10-24-2010 08:02 PM
Send a dv letter. Then after 30 days file the online complaint with the BBB and FTC bc they won't respond. I did and just got a letter from them stating they are deleting.
10-24-2010 09:09 PM - edited 10-24-2010 09:12 PM
There is no violation of FDCPA 809(b) by failure of the debt collector to provide debt verification within any period of time, such as some imaginary 30-day period. That is a fiction.
Thus, the FTC has no basis for holding of a vioaltion of debt validation under FDCPA 809(b) for non-response to a DV request.. The FTC, to my knowledge, never has.
If some have experienced a deletion by a debt collector based on sending such a complaint to the FTC, it was almost assuredly not due to any FTC intervention. It was a separate choice made independently by the debt collector to just be rid of the matter.
10-25-2010 05:15 PM
I just recently had this CA show up on my credit reports with a bogus account and all I did was dispute it with the CRA's as not mine and they were deleted....all except Experian, it's still under investigation :-(.
11-02-2010 10:37 AM
EX just verified this account as mine, what can I do at this point? I don't want to pay it because it's not mine, do anyone have any suggestions for me?