First off I have to thank you all for the great information I've found on this site! You guys are truly amazing
Ok, so I contacted NRA over email rearding 2 accounts with them both from 2009. The first contact was ignored completely. I sent another request through their website and received a dunning letter via mail. I have read on a few posts the best way to remove items with NRA is to call. I called this morning and the agent told me that only one account shows in their system even though I have 2 reporting on Experian. I'm not sure what to make of that or what to do to get that off my report. The second account I aske him how to eliminate and he told me once it reports to my credit repot it will be deleted within 30 - 90 days but I don't have to pay? I'm confused! Has anyone else dealt with them and received conflicting information?
Ok, so I contacted NRA over email rearding 2 accounts with them both from 2009. The first contact was ignored completely. I sent another request through their website and received a dunning letter via mail. I have read on a few posts the best way to remove items with NRA is to call. I called this morning and the agent told me that only one account shows in their system even though I have 2 reporting on Experian. I'm not sure what to make of that or what to do to get that off my report. The second account I aske him how to eliminate and he told me once it reports to my credit repot it will be deleted within 30 - 90 days but I don't have to pay? I'm confused! Has anyone else dealt with them and received conflicting information?
Starting Score: 564
Anyone? 
Both are from late 2009 for Columbia house and bmg. Bmg is $49 and columbia house is $82. Both are due to fall off in 2014.