@Anonymous wrote:
So I'm officially gardening now on my journey to rebuild. I have a Cap1 Plat and QuickSilver unsecured both at 300 dollar limits. I just opened up Navy Fed accounts. The rep there had me open up a secured personal loan for 500 dollars by taking the funds from my savings. THEN, took the 500 dollars from the loan and used that to open up a secured credit card!! Two products for the price of one!! Now the loan term is 6 months. I can pay it off anytime but just gonna pay on it monthly for the next 6 months to build pymt history.
So I have the following as of right now:
Cap1: Platinum 300
Quicksilver 300
Navy Fed: secured rewards: 500(Gonna add another 1000 this weekend to make it a total of 1500
Secured personal loan: 500
This is what I am going to garden with. Any suggestions? Or a good start??
Thanks!
Welcome to the board 
Yup go to the garden with what you have, use them and pay them off every month at month 6 you can see if you can start to get some better cards.
