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Navy Federal Credit Card Question

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newmomnewme
Valued Contributor

Re: Navy Federal Credit Card Question


@Scupra wrote:

@newmomnewme wrote:

i reconned through secure message and was told that I reached my internal limit.  Smiley Sad


Best bet is to let your score/report improve and when they soft you it would have the possibility to increase.


Ok, it has definately improved since then...EQ is up 50 points and my last PR (judgment) was deleted.  So, I can check to see for SP before I try CLI. Thanks.

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
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Message 11 of 15
Scupra
Super Contributor

Re: Navy Federal Credit Card Question


@newmomnewme wrote:

@Scupra wrote:

@newmomnewme wrote:

i reconned through secure message and was told that I reached my internal limit.  Smiley Sad


Best bet is to let your score/report improve and when they soft you it would have the possibility to increase.


Ok, it has definately improved since then...EQ is up 50 points and my last PR (judgment) was deleted.  So, I can check to see for SP before I try CLI. Thanks.


There was quite a few of us who had AR softs in October. Watch EQ Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 12 of 15
annielorie
Valued Contributor

Re: Navy Federal Credit Card Question

Remember if applying for mortgage in July to sit tight with any other new credit loans or cards.good time to complete overhaul on reports and make sure they are the best they can be. For best possible score before mortgage pull if you have high utilization get it down.   Just b4 lo pulls credit make sure all cards are 0except door one cc and let that report 7-9%utilization


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Message 13 of 15
mojo_ny
New Contributor

Re: Navy Federal Credit Card Question

Thank you for the valuable feedback.


Starting Score: 603 - EQ, 534 - TU, 669 - EX FAKO
Current Score: 647- EQ, 534 - TU,669 - EX FAKO, 674 TU FAKO
Goal Score: 700 Across the board


Take the myFICO Fitness Challenge
Message 14 of 15
annielorie
Valued Contributor

Re: Navy Federal Credit Card Question

Anytime kep us updated


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 15 of 15
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