Navy Federal Credit Union

[Anonymous]

I have not had my Nreward visa for 2 statments with a $500.00 limit  and also CLOC for $500.00  Both are PIF and I ran 2k through the credit card for a promotion bonus. I got itch and asked for a CLI on the CC this morning and ask for 15K, they countered with $5,000.00. They told me they did a hard pull, but it hasnt showed up yet. So I went ahead and asked for 15K on the CLOC. Got a review notice and within 20 min got the text approved. I called to verify it was for the full amount, and sure enough it was. So how long do i need to wait to ask for my next CLI on the CC?

[undrtkr65]

if you wait for your AR to appear on your equifax credit report you can have a better chance to not get the hp. I was able to get a 5k increase 2 months ago without a hard pull. my cash rewards is now at 19.5k but I had to take hp to get it there. they did my last AR on 06/28. you will find the AR in your soft inquires on your equifax credit report but you will have to pull your full credit report to see it. they do mineverything every 60 days. congrats on your cli.

[Anonymous]

Congrats on the increases! I'd wait 6 months of heavy usage, if they won't auto increase, tjen call to ask. Just curious that you had a low SL with Navy Fed, I understand it's usually higher that what you had.

[RonM21]

The AR suggestion is good. I got a card with them at the beginning of June, but did not ask for an increase yet because of how new the account was and didn't want the HP. I'll wait for the next AR.

[rubicon]

Do you have the secured or unsecured nrewards visa?