Get Util down to 39% and you should get at least 3 points. Blah blah blah rapid rescore. There is also the possibility that you can get your cards to report early. I remember hearing tricks for that, but it was a looooong time ago.
Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all aroundTake the myFICO Fitness Challenge