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Trying to get negative late payments off my credit report. All have been paid in full or settlement. Thank You for any help.
First National Bank of Omaha - Date opened 8/95 - Paid off 03/2007 I paid this off through comsumer credit counseling (so called non-profit counseling agency)
Carmax Auto Finance - Date Opened 03/2006 - Paid off 04/2010. I paid this car loan off 1 1/2 years early but they are still reporting my 3 late payments.
Capital One - Date Opened 07/2005 - Last Report Date 07/2009. This was paid off through a collection agency. They say $293 written off in settlement. So I dont know if they will remove it?
Asset Acceptance - Date Opened 07/2009 - Paid off 04/2011. This is the collection agency for Capital One.
AllianceOne - Paid off 08/2011. Collection agency for power company. Power company said I owed them $97. I phoned in my meter reading last day I was at the residence and I paid the bill. Then they said I owed them this extra $97. This collection agency never sent a bill to me. It just popped up on my CR so I paid it but it was reported late already.
Thank You again for any help with my credit rebuilding journey.
Hello I also need Alliance One (Mailing address showing as gig harbor, WA) so if you get it can you pm me?
Also, Ad Astra Recovery (Wichita, KS) would be great.
I could really use the Capital One email address. I may have to PFD on this one.
Thank you again for any help
You can't offer a PFD once it is paid. The only option is to send a GW letter. I'd mail it, fax it, and call too.