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Need Help From the Pros UPDATE!!!!!

Valued Member

Re: Need Help From the Pros

I checked my Equifax report and I believe I might have had some success, maybe

 

A few of my baddies have changed this is what they now say

 

2 of them now say " Pays as aggreed"

they don't show any date in the delinquency columns

no comments, all of this has been updated this month.

HOWEVER if you look at the payment history "key" under it still shows a few months 30 days late but does not reflect in the reporting. Is this common?

 

 Sears now shows "Pays as agreed"

doesn't show any delinquencys in the columns

has recently been updated

However it says in the status, customer disputes this information.

It also shows lates in the payment history key but not in the reporting.

 

Is this common? Should I be concerned with the history key? Since the account now shows pays as agreed and no late history in the texts can I dispute the key with Equifax?

 

 

 

 

Message 11 of 13
Valued Member

Re: Need Help From the Pros UPDATE!!!!!

Anyone?
Message 12 of 13
Highlighted
Moderator Emeritus

Re: Need Help From the Pros UPDATE!!!!!

It's not a bad update.  The lates will stay on for 7 years from their respective dates.  The 30s however are minor and will fade quite rapidly.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 13 of 13